Some people believe that if they work very hard, they will be able to earn a lot of money, while others think that they can earn more with the use of their intelligence. If that were in fact true, labourers would have an abundance of wealth. Moreover, if we could earn money with the use of our intelligence then the chief accountant in a firm would be wealthier than the owner themselves. In reality, money is a result of merit karma.
Nature’s law says that if you have accumulated debt, you should keep a strong intention to pay it back before you die. This means that even in such circumstances, you will be able to experience inner peace. On the other hand, if you have lent money to someone, you should do so with the awareness that you have folded all that money in a bundle of black cloth and thrown it in the ocean. What hopes do you have of retrieving something once you throw it in the ocean? Therefore, give without any expectations of any kind, otherwise do not give. If they do not return your money, they do not escape from the court of nature. They will have to pay back the interest as per nature’s law, even after two or three hundred years.
Param Pujya Dadashri says that, “Religion must exist in business but business must never exist in religion”. One should conduct business honestly and ethically by applying ethical business practices because ethics are the essence of all worldly interactions.
He has given the right understanding on how to deal with money and how to conduct an ethical business in the book “The Science of Money”, which will be helpful to readers in solving their puzzles.