Questioner: What happens if a person dies leaving behind a debt?
Dadashri: A person may die leaving behind a debt, but from within he must have only one belief till the very end: 'I want to return the money. Not only in this life, but also in the next life I must repay the money.' If a person maintains such intent, then he will not have any problems. There are many who will ask, 'Why do you want to take and give? Who is going to question you up there?' Then his case will be that.
Still the principle is that he can borrow money only if he has the intention of paying it back. After that he should resolve every four days that he wants to return that money as soon as possible. If you have such an intention then you will be able to repay the money, otherwise God only knows!
If you have borrowed money from someone and if your inner intent remains pure, then know that you will be able to return that money and you don't have to worry about it. All you have to be aware of is whether or not your inner intent remains pure. You can also tell from the intent of the person who has borrowed from you. If his intent does not remain pure, then you should know that you are going to lose that money.
Your inner intent must be pure. Your inner intent means what you are able to do as your own right. Pure intent is 'If I had all the money I owe, I would repay it today'. In your intent you should maintain only that you want to return the money as soon as possible.
Book name: Money (Page #58 Paragraph #3, #4; Page #59 Paragraph #1, #2, #3).