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How to collect money owed to me?

The intellect in fact creates havoc. It is the intellect alone that spoils everything, isn’t it! So, what is this intellect? That which seeks justice, is referred to as the intellect. It will say, ‘Why wouldn’t they pay up, they have already taken possession of the goods?’ Now, the thing that questions, ‘Why wouldn’t they?’ is the intellect. The injustice done is itself justice. You should continue the attempt to collect your receivables. You should say, “Sir, we very much need the money and we are in difficulty,” and return. However, by saying, “Why wouldn’t they pay?” it means that you will have to look for a lawyer. Then you miss out on the spiritual discourse and end up sitting there. Instead, by saying, “Whatever has happened is justice,” the intellect goes away.

You should keep such a conviction within that, ‘Whatever it is that is happening, it is justice.’ Yet, in worldly interactions, if you have to go collect your accounts receivable, then because of this conviction, your mind would not spoil. You would not get frustrated on him nor would you get agitated. You would sit there, just as though you were acting in a play. You could say, “I have come by four times, but we did not meet. But, this time around, it is either your merit karma or my merit karma, but we did finally meet.” In such a manner, while joking and keeping things light, collect your receivables. Then say, “You are enjoying prosperity while I am caught up in a dire situation.” To that, he would say, “What difficulty are you in?” Then you would reply, “Only I know the troubles I face. If you do not have cash, then borrow some from others, but facilitate some for me.” In this way or another, strike a conversation and get your work done. Your work will be done, as people are egoistic. If they were not egoistic, then nothing would work out. If you slightly flatter the ego of an egoistic person, then he will do everything. Tell him, “Please facilitate at least five to ten thousand.” Even then, he will say, “Yes, I will facilitate it.” Therefore, a quarrel should not arise. Attachment and abhorrence should not arise. After making a hundred trips, if he still does not return the money, even then there is no problem. Just go ahead and say, “Whatever has happened is itself justice.” Constantly justice only! Are you the only one whose accounts receivable are pending?

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