I will explain to you what overt ( sthool ) karma is. Do you ever become angry even though you do not want to?

Questioner: Yes .

Dadashri: You will experience the consequences of your anger right away. People will say that you are ill tempered. Someone may even slap you. Which means that you will suffer the consequences through being disgraced in some way or another. So anger is a sthool karma. When you get angry and if you have the internal bhaav (Intention) that anger is necessary, then this bhaav will be your account of anger for your next life. If however, your bhaav today is that you should not get angry and you make a decision that you do not want any part of anger, then you will not bind anger for your next life, even though it occurs. You will be punished for your anger, which occurs as sthool karma in this life, but even then it will not bind you in the next life. This is because in the subtle ( sookshma ) karma your resolve ( nischaya) is not to get angry.

On the other hand, if a person does not get angry with anyone, but has the belief that one should use anger to sort people out, then in his next life he will be a very angry man. Therefore, the external anger represents tangible ( sthool ) karma and the internal bhaav (Intention) is the subtle ( sookshma ) karma. Sthool karma do not bind new karma. They are merely an effect. That is why I have presented this science to you in a different light. Until now, people have been led to believe that karma are bound through sthool karma, and that is why they live in fear.